Preventing Wrong-Way Driving Accidents

Entering a roadway in the wrong direction can have deadly consequences.

wrong way driving accident in St. Louiswrong-way car accident is caused when a person drives a car the wrong way on a one-way street. Statistics reveal that as many as 61 percent of wrong-way accidents are caused by intoxicated drivers during the early morning hours. The largest number of wrong-way car accidents takes place at around 2 AM, the time when bars and nightclubs typically close. Head-on collisions are often the result of wrong-way car accidents, claiming the lives of those involved.

Common Scenarios of Wrong-Way Driving Accidents

  1. The most common scenario is the person driving in the opposite direction of traffic entering or exiting the freeway.
  2. Entering a one-way street in the wrong direction is a common cause of accidents on metropolitan roads and downtown streets.
  3. Another common scenario is driving on the wrong side of the highway after taking a wrong exit.

Preventing Wrong-Way Driving Accidents

Most states put in place signs such as “One-way”, “Do Not Enter”, and “Wrong Way” on roads to alert drivers. However, most accidents are not because of the absence of warning signs, but due to the inability of the driver to read the sign, commonly during nighttime hours. Although these signs are designed to reflect light from head lights, the wrong-way driver has failed to notice the sign.

Some car accidents are caused by the failure of a driver to notice and react to another vehicle coming the wrong way. So, it is important that the moment you notice a vehicle coming from the opposite direction, you should flash your headlights to warn the driver that he or she is driving the wrong way. You should then slowly pull over to the side of the road, out of the vehicle’s path, and then call 911 to alert local police. By doing so, you might prevent a serious car accident.

St. Louis Car Accident Attorneys

Our St. Louis car accident lawyers believe that by driving responsibly and paying attention to hazards and other drivers on the road, you can avoid being a victim of a wrong-way car accident. However, you cannot always avoid a car accident, especially if the other driver is grossly negligent, driving under the influence, distracted, or speeding.

If you have been injured in a car accident caused by a wrong-way driver, call The Hoffmann Law Firm, L.L.C. at (314) 361-4242 to learn more about your legal rights.

Is the Insurance Adjuster’s Offer Too Low?

insurance adjuster

After a motor vehicle accident you can file an insurance claim. The insurance company will investigate the claim and verify it against the injuries sustained and damage to the vehicle. Thereafter, they will likely send you the first settlement offer in writing. This offer will specify the amount the insurance company has agreed to pay for your damages – the full claim, a part of it, or nothing at all. The vehicle damage claim is separate from the claim for injuries sustained and loss of wages, so you will likely receive two separate offers.

The Initial Offer is Generally Low

If the initial offer from the insurance adjuster is too low you have the options of accepting the offer, rejecting it, or negotiating a higher amount. The first offer is generally low, as the adjuster wants to save the insurance company some money and has the authority to negotiate a final settlement amount.

Whether the initial offer is low or not will depend on your personal case. An ideal settlement amount should compensate for the vehicle damage and the medical expenses incurred. If you have sustained an injury with lasting effects or a disability, the compensation should include your future expenses. You should keep an account of the money that you have already spent. This will give you an help you evaluate whether the offer is low or not.

Understand Your Insurance Policy

The next important thing is having a knowledge of your insurance policy as well as the insurance regulations of your state. If your bill amount is higher than the coverage of your insurance policy, the offer will almost certainly be low, possibly around the maximum limit of your insurance coverage. You should also pay attention to the fault liability stated by the insurance company. Insurance adjusters, in many cases, overstate the amount of fault so that a deliberate low first offer seem justified.

Before accepting an offer from your insurance adjuster, it is a good idea to speak with an experienced car accident attorney. Your attorney can assist you by helping you determine the amount of compensation that will be necessary for both present and future expenses. Many times, the negotiations involved in these cases are complex. Having the assistance of an attorney who deals with these claims on a regular basis will not doubt increase your chances of recovering the compensation you need.

St. Louis Car Accident Attorney

If you or a loved one have been injured in a car accident, contact our St. Louis personal injury lawyers to discuss your case before you speak with an insurance adjusters! We have over 15 years of experience and have successfully handled thousands of cases involved St. Louis automobile accident claims. Call (314) 361-4242 for a free case evaluation!