What to Do After a Car Crash – St. Louis Lawyer

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Car accidents can happen to anyone, at any time. Those who have been in an automobile accident – minor or major – know that everything, right from dealing with injuries to insurance companies and the law is neither pleasant, nor easy.

While notifying the authorities is the first thing that most accident victims should do, it is not necessarily the first thing that comes to their minds. At that very moment, not everyone might have the ability or the presence of mind to always do the right things first. However, it is definitely important for everyone – accident victim or not – to understand what they should do in the event of an accident.

 

Get medical attention

Often, accident victims who do not have significant injuries do not seek immediate medical attention. Certain injuries, especially internal injuries can at times take more than 24 to 48 hours to show their effects. Injuries such as internal bleeding, internal damage to organs, closed head injuries like whiplash, etc. can cause severe damage and even cause permanent disabilities if left unchecked.

Not seeking medical attention immediately after an accident can also have repercussions on a civil suit. Most car accident lawyers recommend an examination to their clients, inquire if medical treatment was sought after the accident, and ask for a report even if the medical examination shows nothing.

Contact the police

However minor the accident may be, it is imperative to notify the police. Once contacted the police officer on duty will survey the scene of accident, interview those involved in the accident, issue a ticket if necessary and write an accident report.

The police report is an important document that is required in cases that result in a suit. Moreover, any experienced lawyer will ask to see the police report filed.

Contact an accident attorney

It is essential to make sure that accident victims contact a professional, experienced and qualified St. Louis car accident lawyer, before contacting their insurance company.

One can never ascertain how an accident case can unravel. Notifying a lawyer, right from the beginning can help in easing out the entire process, right from dealing with legal authorities and insurance agents to generating correct reports that help in identifying fault.

Call the insurance company

Many accident victims fear the negative if they call their vehicle insurance companies, and often prefer to sort out the issue with a handshake. One can never know the extent of damage that has taken place, and neither can they be sure that a verbal promise of payment for damages will be kept. In such cases, not reporting the accident to the insurance company might wipe out any chances of claim recovery later on.

It is thus wiser to follow protocol and file a claim for damages with the car insurance company.

Consult with your attorney before accepting any settlements

Insurance companies will obviously try to settle for as little as they can. A qualified St. Louis auto accident attorney should always be consulted before entering into any agreements, to ensure that a fair settlement is made.

Once in a car accident, there are a number of laws and legal procedures that need to be followed and that are often time bound. A car accident lawyer can assist with these and ensure that victims get what they are entitled for.

Call (314) 361-4242 for a FREE and private case evaluation.

https://www.hoffmannpersonalinjury.com/

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Lost Wages After a Auto Accident – St. Louis Attorney

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There are times when injuries are so severe in a car accident that a person is unable to perform in the same capacity as they did prior to being hit. If you are unable to return to your former position at work for an extended period of time due to your injuries related to the car accident and the need for medical treatment, and your employer lets you go, you might have recourse for your lost wages. If an employer can’t go the extended time without your services and needs to hire someone to take your place, then it might be possible for you to get compensation.

If you lose your job because of the injuries you sustained from an accident, then you may be able to pursue a claim against the other driver. If you should lose your position at work, you can claim special damages. Special damages typically include things like loss of wages, income, benefits, business opportunities and profits. You will probably be awarded the amount that you would have received if you didn’t have to take time from work. A loss in special case claims is calculated from the date your medical condition is stable, and you can return to gainful employment, to the date of your injury.

See: Reimbursement for Lost Income: Unable to Work Due to Car Accident

It is also possible for you to claim general damages. They are things like future loss of earnings and whatever capacity to earn money you had prior to the accident. To recover for these types of future losses, you have to show that you would have had the potential to make the earnings you are claiming. A more subjective amount, the court will decide how much earning potential you had before you were injured in the accident. They will likely compare how much you will earn after your disability versus your capacity if you weren’t injured.

If you want to sue for your lost job, you will need to provide proof that your medical condition was the result of your not being able to return to work and the subsequent loss of your job. That will entail a physician’s note, a disability slip, and any other medical proof that you have related to your condition and injuries. The letter should generally state specifically that your loss of job was directly related to your injuries.

There is something called a damages cap, however. It is the maximum amount that you can collect on any lawsuit that you initiate. In Missouri, there is a cap related to non-economic damages which is what job loss would typically fall under. So, before you sue, make sure that you weigh what it will cost to go through a potentially long court case versus the maximum you can be awarded due to your non-economic damages if you win.

If you lose your job due to an St. Louis auto accident injury, you might be able to recoup for your loss earnings and wages both during your recovery time, and if you are disabled, into the future. To ensure that you are compensated fairly, it is imperative to have the help of a St. Louis car accident attorney to help you through the complexities of a court case. Call (314) 361-4242 for a free consultation.