Most people assume that when they get into a car accident, it will be easy for them to obtain their rightful compensation. The truth is that while sometimes it is painless, it usually isn’t. Instead, it is often a complicated and time-consuming process that most people find incredibly difficult. The first thing you can do to make things smoother is understanding basic tips for getting a great deal. Next, you do well to speak with a St. Louis car accident lawyer to take care of all of the complex aspects of your case.
Gather Evidence at the Scene
To get the best deal possible, you need to prove that the other driver was at fault. If they admit this, your job is very easy. Unfortunately, this is not always the case. When they deny wrongdoing, the best way to prove your side of the story is through evidence. The most common pieces of evidence are pictures of your injuries, both vehicles, and the scene surrounding the accident. Additionally, you should search for witnesses that may have seen what happened. A third party backing up your claim could end up being a critical factor in your case.
Obtain a Medical Assessment
When you pursue compensation from an insurance company, you need to understand how much money you deserve. One of the vital elements of that number is understanding your present and future medical bills. To do so, you should see a doctor and get a medical assessment. They will tell you all of the health issues they can find, the cost of treatment, and any costs that are likely to come up down the road.
Choose a Target Amount
You cannot go into a negotiation without knowing what amount of compensation you are seeking. To find that number, you need to go over the different types of damages that you are entitled to, decide which to pursue, and come up with an amount for each kind. You attorney can help you determine what those numbers are and add them together, so you have an estimate for how much compensation you should receive.
Don’t Be Afraid to Negotiate
Sometimes, negotiating with an insurance company is incredibly easy. You have your target amount for a fair deal, and that company meets or exceeds it on their first offer. Other times, this is not the case. The insurer will give you a low-ball offer and talk tough about not going any lower. If this is the case, don’t be afraid to have your attorney negotiate on your behalf. Almost every personal injury case involves some arbitration to reach a fair deal for both sides, so you should be prepared to do so.
If you have been involved in a St. Louiis car accident, one of the best decisions you can make is to speak with an experienced attorney as soon as possible. Call The Hoffmann Law Firm, L.L.C. 24/7 at (314) 361-4242 for a FREE Case Evaluation.