When you are in a car accident and are injured you have to fill out a claim stating what happened to you.
You will need medical proof that your injury will or has caused you a loss of income. You will need to allow the insurance company access to medical report detailing the injuries you suffered from the car accident. The insurance company will in most cases send you an official authorization form. When you sign it you will give the insurance company permission to access your medical reports, doctors notes, and bills. Make sure that you read that authorization form carefully, as some of them may be worded so that they grant access to your complete medical history. If you agree to this you will be giving insurance representatives full access to past medical records and in some situations they may be used against you in limiting your settlement amount. Due to situations like these it is often best to speak with an experienced St. Louis car accident attorney before proceeding with your claim.
Make sure you have proof of your lost wages. You will need to obtain a letter on company letterhead from your manager that verified you missed work due to injuries. This becomes complicated if you are an independent contractor or are self-employed or work in the performing arts. In these situations you may be asked to provide your tax returns. You will be dealing with the insurance company’s claims adjusters who will be trying to limit the amount of money paid to you and do not take it personal. If it is what they have been hired to do, then they will do it. Claims adjusters are experienced in handling accident claim cases, giving them an advantage especially if this is the first time you have filed a claim for lost wages. If you feel like you are being pressured to accept a fast claim or find that your claim has been rejected or if you don’t understand what you signed then you may want to talk to a car accident attorney. At The Hoffmann Law Firm, L.L.C. we are fully acquainted with the laws governing Missouri accident claims and can help you provide the proof necessary to obtain compensation for lost wages.
Once a conference has been arranged make sure to bring all documentation with you to the meeting. Your attorney will need to have a good layout of what has happened. They will need to have medical forms, dates and times, testimony from witnesses, identification of the areas where you were hurt and your firsthand account of the accident. This is the time to ask the hard questions. Ask the attorney about how to begin calculating lost wages, where you should and how you should prove it, and what their role will be in your claim. You attorney will then be in the best position to help you build a strong case.
To speak with a St. Louis Car Accident Attorney at The Hoffmann Law Firm, L.L.C. call (314) 361-4242 or fill out the contact form on the right. All communications are returned promptly.
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